SBAB Bank AB (publ), commonly known simply as SBAB, has offered mortgages and savings products to individuals and housing companies since 1985 and is wholly owned by the Swedish state. With a digital banking model and no physical branches, they aim to make housing finances smart, honest and accessible to everyone.

SBAB is also a pioneer in open banking - their developer portal provides free access to APIs for account information and payment initiation (AIS and PIS), available in a sandbox mode and supported for production. This enables building innovative services around housing finance.

As an employer, SBAB positions itself as "the caring bank" with a culture that values thoughtfulness, responsibility and courage - wanting to be small enough for every employee to make an impact, yet large enough to change the industry.